The following activities exclude the personal accident benefit and liability cover:
- Aikido
- Alpine / Para Alpine Skiing/Snow Boarding (Banked Slalom / Giant Slalom / Parallel Slalom / Parallel Giant Slalom / Slalom / Combined / Downhill / Super G / Terrain Park Skiing/Snowboarding (small jumps only – rails, boxes, table-tops, trees, park benches, picnic tables, mail boxes, wall rides, barrels, rainbows, kinks and jams)
- BMX (racing and training)
- 4 Wheel Car Track days (run under accredited National Sporting Authorities’ regulations)
- Go Karting (excluding competition - protective headgear must be worn, must be supervised by a licensed martial and booked with a licensed operator)
- Ice Hockey
- Jet Skiing (non-competition only)
- Jiu Jitsu (excluding Brazilian Jiu Jitsu)
- Judo
- Karate
- Kendo
- Land Skiing
- Marathon des Sables
- Modern Pentathlon
- Polo
- Quad biking (guided tour only, protective headgear must be worn, must be supervised by a licensed instructor and booked with a licensed operator)
- Roller Derby
- Rugby League (amateur)
- Rugby Union (amateur)
- Scuba Diving (to a depth of 50 metres maximum as long as You have PADI or equivalent qualification to dive to that depth or You are diving with a licensed and fully qualified instructor. There is no cover if You are flying within 24 hours of last dive or solo diving.)
- Sea Kayaking (within 12 miles of the coast)
- Sea Canoeing (within 12 miles of the coast)
- Short Track Speed Skating
- Shotakan
- Snowmobiling (guided tour only, protective headgear must be worn, must be supervised by a licensed instructor and booked with a licensed operator)
- Taekwondo
- Tobogganing
- Wushu